Why list with
Subhas (Sam) Chand

Why Subhas (Sam) Chand is not just a real estate agent...
The REALTOR® you work with could be one of your most valuable resources. Unlike many real estate agents who are simply licensed by their state to do business, Subhas (Sam) Chand is a REALTOR®! As a REALTOR® Subhas has taken additional steps to become members of the local board of REALTORS® and has agreed to act under and adhere to a strict Code of Ethics. Plus...
  • As a REALTOR®, Subhas can help you determine how much home you can afford. Often Subhas (Sam) Chand can suggest ways to accrue the down payment and explain alternative financing methods.

  • As a REALTOR®, in addition to knowing the local money market, Subhas also can tell you what personal and financial data to bring with you when you apply for a loan.

  • As a REALTOR®, Subhas is already familiar with current real estate values, taxes, utility costs, municipal services and facilities, and is aware of local zoning changes that could affect your decision to buy.

  • As a REALTOR®, Subhas can research your housing needs in advance through a Multiple Listing Service (MLS)-- even if you are relocating to or from another city.

  • As a REALTOR®, Subhas will show you only those homes best suited to your needs--size, style, features, location, accessibility to schools, transportation, shopping and other personal preferences.
  • As a REALTOR®, Subhas often suggests simple, imaginative changes that make a home more appealing and suitable for a potensional buyer and improve its utility and value.

  • As a REALTOR®, Subhas is sensitive to the importance you place on this major commitment you are about to make. As a REALTOR®, he can facilitate the negotiation of a win-win agreement that will satisfy you as a seller or as a buyer.

Why List with Subhas (Sam) Chand?
All real estate licensees are not the same. Only real estate licensees who are members of the NATIONAL ASSOCIATION OF REALTORS® are properly called REALTORS®. Subhas (Sam) Chand proudly display the REALTOR "®" logo on his business card and other marketing and sales literature. As a REALTOR® Subhas is committed in treating all parties honestly throughout every transaction. As a REALTOR® Subhas subscribes to a strict code of ethics and is adamant on maintaining a higher level of knowledge of the process of buying and selling real estate.

Real estate transactions involve one of the biggest financial investments most people experience in their lifetime. Transactions today usually exceed $100,000. If you had a $100,000 income tax problem, would you attempt to deal with it without the help of a CPA? If you had a $100,000 legal question, would you deal with it without the help of an attorney? Considering the small upside cost and the large downside risk, it would be foolish to consider a deal in real estate without the professional assistance of a REALTOR®.

But, if you're still not convinced of the importance of having a REALTOR®, such as Subhas (Sam) Chand helping you through one of the most important transactions in your life, here are a dozen more reasons to have Subhas in your corner...
  1. Subhas (Sam) Chand can help you determine your buying power -- that is, your financial reserves plus your borrowing capacity. If you give Subhas some basic information about your available savings, income and current debt, he can refer you to lenders best qualified to help you. Most lenders -- banks and mortgage companies -- offer limited choices.

  2. Subhas (Sam) Chand has many resources to assist you in your home search. Sometimes the property you are seeking is available but not actively advertised in the market, and it will take some investigation by Subhas to find all available properties.

  3. Subhas (Sam) Chand can assist you in the selection process by providing objective information about each property. As a REALTOR® Subhas has access to a variety of informational resources. He can provide local community information on utilities, zoning. schools, etc. There are two things you'll want to know. -- First, will the property provide the environment I want for a home or investment? Second, will the property have resale value when I am ready to sell?

  4. Subhas (Sam) Chand can help you negotiate. There are countless negotiating factors, including but not limited to price, financing, terms, date of possession and often the inclusion or exclusion of repairs and furnishings or equipment. The purchase agreement should provide a period of time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. Subhas can advise you as to which investigations and inspections are recommended and/or required.

  5. Subhas (Sam) Chand provides due diligence during the evaluation of the property. Depending on the area and property, this could include inspections for termites, dry rot, asbestos, faulty structure, roof condition, septic tank and well tests, just to name a few. He can assist you in finding qualified responsible professionals to do most of these investigations and provide you with written reports. You will also want to see a preliminary report on the title of the property. Title indicates ownership of property and can be mired in confusing status of past owners or rights of access. The title to most properties will have some limitations; for example, easements (access rights) for utilities. Subhas, the title company or an attorney can help you resolve issues that might cause problems at a later date.

  6. Subhas (Sam) Chand can help you in understanding different financing options and in identifying qualified lenders.

  7. Subhas (Sam) Chand can guide you through the closing process and make sure everything flows together smoothly.

  8. When selling your home, Subhas (Sam) Chand can give you up-to-date information on what is happening in the marketplace and the price, financing, terms and condition of competing properties. These are key factors in getting your property sold at the best price, quickly and with minimum hassle.

  9. Subhas (Sam) Chand can market your property to other real estate agents and the public. Often, Subhas can recommend repairs or cosmetic work that will significantly enhance the salablility of your property. To mention just a few of the methods Subhas will sell your property promptly and effectively -- Subhas will act as a marketing coordinator, to disburse information about your property to other real estate agents, through a Multiple Listing Service, and other cooperative marketing networks. He can arrange for an open house for other agents as well as for the public. Subhas can provide a flyer box with full color flyers with additional information, amenities and inside pictures of your property for disbursement to the public. He can provide mass mailings distributing information of your property to the public, reaching potential buyers who are best qualified for this particular listing.

  10. Subhas (Sam) Chand will know when, where and how to advertise your property. There is a misconception that advertising sells real estate. The NATIONAL ASSOCIATION OF REALTORS® studies show that 82% of real estate sales are the result of REALTORS® contacts through previous clients, referrals, friends, family and personal contacts. While your property is being marketed, with the help of Subhas, you will not have to allow strangers into your home. He will pre-screen and accompany ALL qualified prospects through your property, making sure everything is secure, and as convenient as possible for you.

  11. Subhas (Sam) Chand can help you objectively evaluate every buyer's proposal without compromising your marketing position. This initial agreement is only the beginning of a process of appraisals, inspections and financing -- a lot of possible pitfalls. Subhas can help you write a legally binding, win-win agreement that will be more likely to make it through the process.

  12. Subhas (Sam) Chand can help close the sale of your home. Between the initial sales agreement and closing (or settlement), many questions will arise. For example, unexpected repairs are required to obtain financing, or a problem in the title is discovered, etc. The required paperwork alone is overwhelming for most sellers. Subhas is the best person to objectively help you resolve ANY issues to move the transaction onto a close, promptly, getting you on your way!

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